You’ve probably noticed how prices for nearly everything٫ from groceries and fuel to your daily coffee٫ have been rising. That’s inflation: the gradual loss of purchasing power over time.
In Saudi Arabia, inflation saw a noticeable shift in 2020, rising from -2.09% in 2019 to 3.45%٫ a 5.54% increase. More recently, inflation rose to 2% in January 2025 compared to 1.9% in December 2024.
This uptick reflects global and local economic pressures, including changes in commodity prices and broader financial conditions. It’s now more important than ever to consider investment strategies that preserve the value of your money٫ like Murabaha deposits such as Cash Dinar, which offer returns aligned with inflation.
What Is Inflation—and Why Should You Care?
Inflation is the sustained increase in the prices of goods and services, reducing the purchasing power of money over time. If your cash remains idle, its real value drops, affecting your future financial capability.
Take coffee prices as an example: in 2018–2019, a regular Americano or small latte cost around SAR 9–12 in Saudi cafés. In 2025, the same cup ranges from SAR 14–18، a 40–50% increase for the same product.
From 2000 to 2025, Saudi Arabia saw an average annual inflation rate of about 2%, with sharp spikes in certain years٫ reaching 11.1% in 2008. These trends highlight the need for well-planned investment strategies that safeguard your purchasing power.
Dinar’s Investment Solutions to Beat Inflation
At Dinar Investment, we provide simple, Shariah-compliant solutions to protect your wealth and generate returns٫ even during inflationary periods. Our top inflation-protection product:
Cash Dinar: A Flexible Investment That Preserves Value
Cash Dinar is a Murabaha-based investment product designed to help offset inflation. It offers annual returns of around 5%–5.3% with high flexibility.
You can start investing from SAR 1,000, with short durations beginning at just 7 days. This makes it ideal for managing savings with minimal complexity while helping your funds grow in line with inflation.
How Dinar Helps You Mitigate Inflation Risk
- Returns That Outpace Inflation: Cash Dinar helps you grow your money at a rate that can exceed annual price increases.
- Flexibility & Liquidity: Enjoy full control of your funds with no long-term lock-ins, keeping your capital accessible.
- Seamless Digital Experience: Through the Dinar app, you can invest, withdraw, and monitor your performance with ease.
Dinar: Your Partner in Strategic Investing
With price volatility and inflation on the rise, finding smart investment solutions is critical to protecting your money’s real value.
Dinar offers inflation-conscious products like Cash Dinar that provide a simple, flexible way to preserve and grow your savings.
Don’t let inflation eat away at your savings and invest wisely with Dinar.
Through Dinar, you can access financial solutions that suit your needs. Contact us right now or download the Dinar app from the Apple Store and Google Play to discover investment options that align with your financial goals, and ambitions!
