Active funds are managed by investment professionals who aim to outperform the market by carefully selecting stocks. In contrast, passive funds track market indices with minimal human intervention.
Active investing is characterized by full-time, expert portfolio managers who closely monitor market movements and trends. These funds often deliver stronger returns than the broader market — but they are usually exclusive to high-net-worth individuals. Most require a portfolio minimum running into the millions.
In a highly competitive landscape with over 140 active funds in Saudi Arabia, one strategy stood out and ranked first for six consecutive years, according to data from the Capital Market Authority (CMA) between 2017 and 2023. Even more impressively, it outperformed the average of the top 30 active funds over the past 15 years by 400%!
This exceptional performance positioned the strategy as one of the most compelling investment options for those seeking real, proven results — not hypothetical promises. However, it was once accessible only to ultra-high-net-worth individuals with portfolios worth over SAR 200 million.
So how did Dinar Investment manage to make this very same strategy — and its expert team — available to the public, with a starting investment of just SAR 100?
Meet Morgan Stanley Saudi Arabia
Morgan Stanley is far from a newcomer in the world of global finance. It is one of the largest and most respected financial institutions worldwide.
Through its local arm, Morgan Stanley Saudi Arabia, the firm has provided sophisticated investment solutions tailored to the specific dynamics of the Saudi market for years.
Morgan Stanley partnered with Dinar Investment to launch the Dinar Saudi Equity Fund — a fund built on the exact same strategy that consistently outperformed most of its local competitors. Even better, the fund is managed by the same team that developed and executed Morgan Stanley’s winning approach.
Performance Backed by Numbers
A look at the data reveals that Morgan Stanley’s strategy delivered the highest cumulative returns among all active funds in the Saudi market in recent years.
This wasn’t luck or a short-term spike. The strategy has been in place since 2009 — designed for the long haul, grounded in a disciplined approach focused on quality and risk balance.
What Makes the Morgan Stanley Portfolio Stand Out?
- Selection of Financially Strong Companies
The foundation of this portfolio is identifying companies with strong financials and stable long-term growth. Unlike speculative or trend-based investments, this approach prioritizes in-depth business understanding and real value analysis. - Conscious Risk Management
Success isn’t just about generating returns — it’s about preserving them. This portfolio spreads investments across diverse sectors, avoiding over-concentration. Risks are evaluated regularly, and rebalancing is done with precision, not panic. - Long-Term Strategic Discipline
Markets are naturally volatile. What matters is discipline. This portfolio sticks to its clearly defined strategy, steering clear of emotional reactions to temporary news, resulting in a healthier, more stable investment environment. - Dual Expertise: Local and Global
Managed by a stable team based in Saudi Arabia since 2009 under Morgan Stanley Saudi Arabia, and directly overseen by Dinar Investment, this fund benefits from the rare blend of deep local insight and world-class asset management standards.
Market Comparison — How Did It Outperform?
When comparing its performance to other investment funds in the Kingdom, the results are not just superior — they are more consistent.
While many funds show erratic returns from year to year, this portfolio has maintained a steady, upward trajectory, avoiding daily market noise.
It has also capitalized on the organic growth of key sectors such as healthcare, education, and telecommunications — without taking on excessive or speculative risks. This type of balance only comes from a well-structured strategy executed by a qualified team.
Investment Access — No Longer Just for the Wealthy
One of the most groundbreaking aspects of the Dinar–Morgan Stanley collaboration is that it democratized access to this previously exclusive strategy.
Through the Dinar Saudi Equity Fund, anyone can now invest — starting from just SAR 100 — and benefit from a historically top-performing portfolio.
This shift represents a real change in how people can access proven investment models. No need for significant capital, in-depth financial knowledge, or time-consuming effort. The doors are open.
If you're looking to enter the Saudi equity market with a professional, stress-free approach, this fund provides a rare chance to get started.
Why the Dinar Saudi Equity Fund Deserves Your Attention
Many retail investors search for the best equity funds in Saudi Arabia, only to be overwhelmed by too many choices. But the real differentiator is:
- Proven track record
- Clear strategy
- Expert management
The Morgan Stanley strategy delivers all of this — and more. It’s a model of structured, analytical, long-term investing. No hype. No unrealistic promises.
If you’re planning a serious and sustainable investment step, this fund might be your best move.
Dinar: Your Partner in Strategic Investing
In a market filled with short-term noise and daily volatility, the strategies that deliver steady performance over time — with transparency and discipline — are the most trustworthy.
This isn’t just a one-time success story. It’s a real-world example of what long-term planning and execution can achieve. While past performance doesn’t guarantee future returns and every investment carries risk, the track record here points to a disciplined, reliable strategy — not guesswork.
Explore more investment solutions on the Dinar website or download the Dinar app from the App Store and Google Play.
